Mandatory Credit Counseling
The new bankruptcy laws make each filer take a mandatory credit counseling class within 6 months before filing your bankruptcy petition.
Credit Counseling Bankruptcy Form
The course lasts approximately 45 minutes and is basically designed to let you know there are other options instead of bankruptcy (it was put into place to appease the credit card companies that lose money when you file bankruptcy.) The credit counseling course can be taken in person, over the phone and even online.
You can find the agencies near you that offer these sessions here.
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