Kansas Bankruptcy Exemptions
Homestead
60-2301 - Real property, manufactured home, or mobile home of unlimited
value, but can't exceed 1 acre in a city or town, or 160 acres on a farm.
You must occupy or intend to occupy the property at the time you file for
bankruptcy. (Also refer to "Const. 15-9").
Personal Property
60-2304 - Motor vehicle up to $20,000 (no limit if equipped or designed for
a disabled person); clothing to last 1 year; household equipment and
furnishings; food and fuel to last 1 year; jewelry and articles of adornment
up to $1,000; burial plot.
16-310 - Funeral plan prepayments.
Wages
60-2310 - The greater of the following: 30 times the federal minimum hourly
wage per week or minimum of 75% of disposable weekly wages. Judge may
approve more for low income debtor.
Pensions
11 U.S.C. § 522 - Tax exempt retirement accounts; Traditional and Roth IRAs
up to $1,095,000 per person.
12-5005 - Police officers and firefighters.
13-14a10 - Elected and appointed officials in cities with populations of
between 120,000 and 200,000.
20-2618 - Judges.
60-2308 - Federal government pension needed for support and received within
3 months prior to filing bankruptcy; ERISA¬qualified benefits.
60-2312 - Payments under pensions, profit sharing, or other contracts of the
like on the account of illness, disability, death, age, or length of service
as needed for support.
72-5526 - State school employees.
74-4923 - Public employees.
74-4978g - State highway patrol officers.
Public Benefits
39-717 - General assistance.
60-2312 - Veteran's benefits; social security.
60-2313 - Unemployment and worker's compensation; crime victim's
compensation.
Tools of Trade
48-245 - National guard uniforms, arms, and equipment.
60-2304 - Equipment, instruments, furniture, books, documents, breeding
stock, seed, stock, and grain up to $7,500 total.
Insurance
40-414 - Life insurance proceeds.
60-2313 - Life insurance proceeds or cash value deposited into a bank
account (not exempt if deposited within 1 year of filing for bankruptcy);
disability and illness benefits; fraternal benefit society benefits.
Misc.
60-2313 - Liquor licenses.
60-2312 - Alimony, maintenance and support.